Федерал Ресёрв опубликовал данные.
Интересные данные про HELOC:
the fourth consecutive quarterly increase following a nearly 13 year declining trend.
Интересно а будет ли теперь 13 лет увеличиваться займы по HELOC? Или же теперь имеем debt bomb и defaults на подходе.
HOUSEHOLD DEBT AND CREDIT REPORT (Q1 2023)
Mortgage balances shown on consumer credit reports increased by $121 billion during the first quarter of 2023 and stood at $12.04 trillion at the end of March, a modest increase. Balances on home equity lines of credit (HELOC) increased by $3 billion, t
he fourth consecutive quarterly increase following a nearly 13 year declining trend; the outstanding HELOC balance stands at $339 billion. Credit card balances were flat in the first quarter, at $986 billion, bucking the typical trend of balance declines in first quarters. Auto loan balances increased by $10 billion in the first quarter, continuing the upward trajectory that has been in place since 2011. Other balances, which include retail cards and other consumer loans, increased by $5 billion. Student loan balances now stand at $1.60 trillion, up by $9 billion from the previous quarter. In total, non-housing balances grew by $24 billion.
https://www.newyorkfed.org/microeconomics/hhdc