Свежая статья в Vancouver Observer, рассказывающая о том, насколько переоценена недвижимость в Б.Ванкувере по сравнению с Сиэттлом:
"Searching through the currently active listings in the Vancouver area today (as of this writing), I was able to find 11 homes on the market that are currently tenanted. Here is a list of those 11 properties, including the current asking prices, rents, taxes and condo fees (if any). I've also calculated the cap rates. For comparison, I also looked through listings in the Seattle area and was able to find 11 homes there. Why Seattle? It's probably the most comparable city to Vancouver: both coastal, with similar populations, climates, culture, lifestyle, natural beauty and incomes.
In Vancouver, the average cap rate is a dismal 2.32 per cent, and not a single property generated returns higher than any of the 11 Seattle properties.
Seattle cap rates averaged over two and a half times higher, at 6.11 per cent.
When making a decision to buy or rent, a common metric investors consider is the price-to-rent ratio. To calculate the ratio, divide the price of the property by its annual rent. From an investment point of view, the lower the ratio the better. When the ratio gets too high, renting is usually a better option. Here are some commonly used price-to-rent guidelines from Trulia.
- Price-to-rent ratio of 15 or less: Buying a home is a better deal than renting for a someone planning to live in a home for at least five years. However, if the plan is for less than five years, buying could be a better deal, if the index is 10 or less and depending on moving and closing costs.
- Price-to-rent ratio of 15 to 20: Renting or buying a home could be a better deal, depending on the prospective buyer's personal situation.
- Price-to-rent ratio of 20 or more: Renting is a better deal than buying a home, except for people planning to live in a home a very long time (15 years or more).
The average price-to-rent ratio in Seattle it is 14.5. According to Trulia's guidelines, buying is probably the better option for anyone planning to keep the home more than a few years. However,
in Vancouver the ratio is a staggering 36.9. Considering that Trulia recommends renting anytime the ratio is above 20, most rational investors wouldn't even consider buying here. ..."
http://www.vancouverobserver.com/opinio ... ing-bubble