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REal Estate!!!Инвестируйте спокойно
Добавлено: 22 апр 2007, 22:58
Линда
Добавлено: 22 апр 2007, 23:00
Gatchinskiy
Я вот не пойму, что такого сверхъестественного там у CIBC??
Добавлено: 23 апр 2007, 09:59
K.B.
введите в Excel в ячейку "=RATE(20, 0, 100, -200)" (без кавычек). CIBC спрогнозировал рост в 4% годовых в течение последующих 20 лет. Последние 25 лет, кажется, принесли 5 там с чем-то процентов.
Добавлено: 24 апр 2007, 09:19
oblom
Plunge in Existing-Home Sales Is Steepest Since ’89
By THE ASSOCIATED PRESS
Published: April 24, 2007
From The New York Times
WASHINGTON (AP) — Sales of existing homes plunged in March by the largest amount in nearly two decades, reflecting bad weather and increasing problems in the subprime mortgage market, a real estate trade group reported today.
The National Association of Realtors reported that sales of existing homes fell by 8.4 percent in March, compared with February. It was the biggest one-month decline since a 12.6 percent drop in January 1989, another period of recession conditions in housing.
…..”The steep sales decline was accompanied by an eighth straight fall in median home prices, the longest such period of falling prices on record.”
…..”There was weakness in every part of the country in March. Sales fell by 10.9 percent in the Midwest. They were down 9.1 percent in the West, 8.2 percent in the Northeast and 6.2 percent in the South.The negative impact of subprime is considerable,” Lereah said. “I expect sales to be sluggish in April, May and June.”
Lereah said he didn’t expect a full recovery in housing until 2008. He predicted that sales of existing homes would drop by about 3 percent this year with the decline in sales of new homes an even steeper 15 percent.
He said that the median price for homes sold in 2007 would fall by 1 percent to 3 percent, which would be the first price decline for an entire year on the Realtors’ records, which go back four decades.
The steep slump in housing over the past year has been a major factor slowing the overall economy. It has subtracted around 1 percentage point from growth since mid-2006.
…. but that can’t happen here….. right?
Добавлено: 24 апр 2007, 09:34
Gatchinskiy
Sales declined from last year, but rising prices mean overall value is up
Derrick Penner, Vancouver Sun
Published: Friday, April 20, 2007
B.C.'s real estate markets are no longer sellers' markets for the most part, although they aren't buyers' markets just yet, according to statistics compiled by the B.C. Real Estate Association.
The association released its first-quarter provincial sales report Thursday, which showed that the ratio of Multiple Listings Service real estate sales to the number of homes in the inventory declined to 29 per cent in March compared with 39 per cent in March of 2006.
"This year, at least for March, [the sales-to-listing ratio] is on the higher bounds of a balanced market," association chief economist Cameron Muir said in an interview.
That means there were enough people selling homes to meet the demand of buyers, though not so many that they flooded the market.
MLS-recorded sales declined six per cent to 22,198 units in the first quarter of 2007 compared with the same months of 2006, the real estate association reported.
Steady demand, however, continued pushing prices up in the same period to hit $415,765, which is 12 per cent higher than the same point last year. So the total value of real-estate transactions for the quarter reached $9.2 billion, some $462 million higher than the total in the first quarter of 2006.
Muir added that provincial unemployment remains at a record low (3.9 per cent at the end of March), the economy is growing and still adding jobs, average wages are rising faster than inflation and mortgage rates remain relatively low and are not projected to rise quickly.
"Those are all positive for the housing market," Muir said.
"What's not as positive is [high] home prices. Low-equity buyers, typically younger people buying their first home, some of them are facing a price-lead affordability squeeze."
That, Muir added, is cutting into demand.
Robert Helsley, an economist and professor in the Sauder School of Business at the University of B.C. said the sales-to-listings data reported by the B.C. Real Estate Association is the best evidence that real estate markets are slowing.
However, Helsley added that the provincial economy is still doing well and the prospects for population growth, particularly in Vancouver, are so strong "it is hard to forecast a substantial softening."
It would take a sudden rise in interest rates or a large global economic shock to shake B.C. into a real estate downturn, Helsley said, and the meltdown of subprime mortgage markets in the United States won't be it.
"Markets are somewhat softer than they were a year ago, sort of taking a breather," Helsley added. "But it certainly doesn't appear to have turned down, at least in terms of price."
SALES RATIOS DECLINE
Fewer real estate sales and an increase in property listings in March brought a sales-to-active-listing ratio (percentage of listed properties that sold) that balances out better for buyers. Below are some examples from markets around the province.
2007 / 2006
B.C. 29% / 39%
Greater Vancouver 33% / 44%
Fraser Valley 27% / 48%
Chilliwack 33% / 35%
Victoria 34% / 39%
Vancouver Island 21% / 30%
B.C. Northern 24% / 78%
South Okanagan 18% / 27%
Okanagan Mainline 28% / 27%
Source: B.C. Real Estate Association
© The Vancouver Sun 2007
Добавлено: 24 апр 2007, 11:32
Gatchinskiy
just FYI, держат рейт ...
Bank of Canada keeps target for the overnight rate at 4 1/4 per cent
OTTAWA – The Bank of Canada today announced that it is maintaining its target for the overnight rate at 4 1/4 per cent. The operating band for the overnight rate is unchanged, and the Bank Rate remains at 4 1/2 per cent.
http://www.bank-banque-canada.ca/en/fix ... 40407.html