Deposit insurance
Добавлено: 22 окт 2008, 09:29
Вот, может кому пригодится.
Given recent market volatility, taxpayers are concerned about the safety of their capital, and may wish to discuss what guarantees or insurance may be available to them for their money.
The Canada Deposit Insurance Corporation provides some comfort, insuring deposits of their member companies which include most Canadian chartered banks, loan companies and trust companies, as well as associations governed by the Cooperative Credit Association Act. Up to $100,000 of amounts on deposit will be insured in case of failure of the member institution.
However, deposits in credit unions and caisses populaires, Canadian branches of foreign banks and some Canadian chartered banks are not covered. Deposits with credit unions and caisses populaires may be covered by provincial deposit insurance programs. For a complete listing of institutions which are covered, see the CIDC web page.
http://www.cdic.ca/1/9/6/7/index1.shtml
The following types of deposits are covered by member institutions of the CDIC, in Canadian dollars:
savings accounts and chequing accounts
GICs and other term deposits that mature in 5 years or less
money orders, certified cheques, travellers' cheques and bank drafts
accounts that hold realty taxes on mortgaged properties
Accounts and products NOT insured by CDIC include:
mutual funds and stocks
GICs and other term deposits that mature in more than 5 years
bonds
Treasury bills
any accounts or products in U.S. dollars or other foreign currency.
any accounts or products held in banks or other institutions that are NOT CDIC members.
Given recent market volatility, taxpayers are concerned about the safety of their capital, and may wish to discuss what guarantees or insurance may be available to them for their money.
The Canada Deposit Insurance Corporation provides some comfort, insuring deposits of their member companies which include most Canadian chartered banks, loan companies and trust companies, as well as associations governed by the Cooperative Credit Association Act. Up to $100,000 of amounts on deposit will be insured in case of failure of the member institution.
However, deposits in credit unions and caisses populaires, Canadian branches of foreign banks and some Canadian chartered banks are not covered. Deposits with credit unions and caisses populaires may be covered by provincial deposit insurance programs. For a complete listing of institutions which are covered, see the CIDC web page.
http://www.cdic.ca/1/9/6/7/index1.shtml
The following types of deposits are covered by member institutions of the CDIC, in Canadian dollars:
savings accounts and chequing accounts
GICs and other term deposits that mature in 5 years or less
money orders, certified cheques, travellers' cheques and bank drafts
accounts that hold realty taxes on mortgaged properties
Accounts and products NOT insured by CDIC include:
mutual funds and stocks
GICs and other term deposits that mature in more than 5 years
bonds
Treasury bills
any accounts or products in U.S. dollars or other foreign currency.
any accounts or products held in banks or other institutions that are NOT CDIC members.
