Каморка

All condo policies have Personal Liability coverages, contents coverage,
and Loss Assessment coverages (in case the condo corp's insurance is
insufficient and the residents are assessed)

Sewer back-up/water escape coverage would cover you in the event of a
"Niagara Falls" scenario. This is generally available as an endorsement
on your condo policy.

xxx yyy, BSc, RHU, CFP, CLU