Canada dealers predict rate hike next week
не пришла ли пора фиксироваться?
Хайк хайку рознь
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Yury
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Gatchinskiy
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Re: Хайк хайку рознь
мда, вопрос не простой ... тоже эти мысли летают, а так хорошо все начиналось ...Yury писал(а):Canada dealers predict rate hike next week
не пришла ли пора фиксироваться?
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Проф. Преображенский
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Re: Хайк хайку рознь
Не фиксироваться, а продавать надо! Бежать в коопы.Gatchinskiy писал(а):мда, вопрос не простой ... тоже эти мысли летают, а так хорошо все начиналось ...Yury писал(а):Canada dealers predict rate hike next week
не пришла ли пора фиксироваться?
-
Gatchinskiy
- Комбинатор
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- Зарегистрирован: 05 окт 2003, 20:44
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Re: Хайк хайку рознь
ни шагу назад!runner писал(а):Не фиксироваться, а продавать надо! Бежать в коопы.Gatchinskiy писал(а):мда, вопрос не простой ... тоже эти мысли летают, а так хорошо все начиналось ...Yury писал(а):Canada dealers predict rate hike next week
не пришла ли пора фиксироваться?
-
Yury
- The L'ony
- Сообщения: 26202
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Re: Хайк хайку рознь
Так вперед!runner писал(а):Не фиксироваться, а продавать надо! Бежать в коопы.Gatchinskiy писал(а):мда, вопрос не простой ... тоже эти мысли летают, а так хорошо все начиналось ...Yury писал(а):Canada dealers predict rate hike next week
не пришла ли пора фиксироваться?
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BM
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Re: Хайк хайку рознь
Ну так продай.. Твое жилье уже где-то на 360-380К тянет...runner писал(а): Не фиксироваться, а продавать надо! Бежать в коопы.
И в кооп..
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Gatchinskiy
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да, подняли все-таки на 0.25 ... 
This morning the Bank of Canada raised it’s key lending rate by ¼% to 3.00%. As a result, lenders will be raising their prime rate based mortgages and lines of credit by the ¼%. The Chartered Bank’s prime will sit at 4.50%. This means anyone with a variable rate mortgage will see a ¼% increase in their rate.
The Bank of Canada rational for raising rates is due to the Canadian economy is operating at almost or full capacity and to keep inflationary pressures in check it was necessary to increase the cost of borrowing money. Long term mortgage rates continue to remain fairly stable, we have seen a 1/10% increase recently and may see another round of modest increases, however, it has not matched the total of ½% increase in the Prime Rate we have seen in the previous 2 months. The narrowing of the gap between short term and longer term interest rates generally indicates the economy may begin to slow.
The forecast for interest rates in the short term is continued upward pressure, however, there are no dramatic changes foreseen. In the Bank of Canada’s press release this morning they are expecting a slowing in the economy for 2007. Should this occur we could begin to see downward pressure on the interest rates. Long term rates are expected to remain stable over the next year.
If you have a variable rate mortgage is it time to lock in? Of course know one knows for sure, however, I don’t believe it is time to panic. Long term mortgage rates are sitting at 4.40 to 4.55% for a 5 year closed. A variable rate mortgage is still significantly lower. The important point is to consider what the average rate will be on a variable to compared to the fixed rate options.
This morning the Bank of Canada raised it’s key lending rate by ¼% to 3.00%. As a result, lenders will be raising their prime rate based mortgages and lines of credit by the ¼%. The Chartered Bank’s prime will sit at 4.50%. This means anyone with a variable rate mortgage will see a ¼% increase in their rate.
The Bank of Canada rational for raising rates is due to the Canadian economy is operating at almost or full capacity and to keep inflationary pressures in check it was necessary to increase the cost of borrowing money. Long term mortgage rates continue to remain fairly stable, we have seen a 1/10% increase recently and may see another round of modest increases, however, it has not matched the total of ½% increase in the Prime Rate we have seen in the previous 2 months. The narrowing of the gap between short term and longer term interest rates generally indicates the economy may begin to slow.
The forecast for interest rates in the short term is continued upward pressure, however, there are no dramatic changes foreseen. In the Bank of Canada’s press release this morning they are expecting a slowing in the economy for 2007. Should this occur we could begin to see downward pressure on the interest rates. Long term rates are expected to remain stable over the next year.
If you have a variable rate mortgage is it time to lock in? Of course know one knows for sure, however, I don’t believe it is time to panic. Long term mortgage rates are sitting at 4.40 to 4.55% for a 5 year closed. A variable rate mortgage is still significantly lower. The important point is to consider what the average rate will be on a variable to compared to the fixed rate options.