Mortgage in Toronto

[Gaziz]

My bank offers these rates - is there are a place for better rates?


Renewal options:

- Better than Prime - this is a 5 year variable mortgage. For the 1st 9 months, the rate is prime less 1.01% or 3.74%. After 9 months, the rate is prime less 0.25%. Current prime is 4.75%. This mortgage can be converted into fixed rate anytime with a minimum term of 3 years. You are also allowed to prepay up to 15% per year.

- Variable rate flexible 5 year mortgage. This is based on prime less 0.60%. You are allowed to prepay up to 20% per year. Also convertible to fixed rate mortgage with minimum term of 3 years.

- Year fixed rate mortgage - Current 5 year fixed is 5.35%.

[Gemini]

- Year fixed rate mortgage - Current 5 year fixed is 5.35%.

Брокер предлагал мне на днях 5,14%

[Gatchinskiy]

поговори для начала с моргич брокером, наверняка на кухне многое знают местных, - 0.60 -0.75 от прайма или 5.1 совершенно реально без напряга я думаю найдут...

[Baguk]

ingdirect по-моему 5.15 он-лайн на 5 лет фикс.