Yury писал(а): ... сейчас не об этом
долгов-то нету... чтд
в том и дело, что есть, будешь должен банку outstanding balance который он недополучит при продаже твоего дома, через суд его вынут когда уже опять "встанешь на ноги"...
In the event of a default on that loan, the liability may not be fully satisfied by the sale of the property and the borrower may therefore be responsible for the payment of the shortfall.
Reverse mortgages, which have been available in Canada since 1986, allow mature homeowners to tap into the equity in their homes without having to sell them.
Borrowers can receive up to 40 per cent of the value of their home in a tax-free lump sum or in staggered payments over a set period of time. No repayment is required until the home owner dies or moves out of the home
Interest rate charges are typically higher than those for conventional loans and they compound quickly, with borrowers often owing more than twice the amount they received, within 10 years.
Reverse mortgage underwriter Canadian Home Income Plan said an average of 50 per cent of a home's value is left after the property is sold and the reverse mortgage is paid off.
